Legal disclosures
Last updated: March 2026
This page sets out key legal and regulatory information about Advanced Payment Solutions Holding (“APS HOLD”, “we”, “us”).
1. Company information
- Legal name
- Advanced Payment Solutions Holding
- Trading name
- APS HOLD
- Registered office
- Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates
- Jurisdiction
- Abu Dhabi Global Market, United Arab Emirates
- Website
- apshold.com
2. Regulatory status
Regulated payment and financial services are provided only by APS HOLD group companies that hold the required authorisation from the competent UAE authority. In Abu Dhabi Global Market this is the Financial Services Regulatory Authority (FSRA). For activities in the UAE outside the financial free zones, this is the Central Bank of the UAE.
Services described on this website may not be available in every jurisdiction or to every type of client.
3. Anti-money laundering and sanctions
We are committed to preventing financial crime. Our controls are designed to meet Federal Decree-Law No. 10 of 2025 on combating money laundering, the financing of terrorism and the financing of proliferation, its implementing regulations, and the rules of the FSRA. They include customer and business due diligence, identification of beneficial owners, ongoing transaction monitoring, record keeping and reporting of suspicious activity to the UAE Financial Intelligence Unit.
We screen clients and transactions against the UAE Local Terrorist List and United Nations Security Council sanctions lists, and we do not do business with sanctioned persons or in breach of applicable sanctions.
4. No financial advice
Information on this website is general and is not financial, investment, legal or tax advice. Please seek independent professional advice before making decisions based on it.
5. Forward-looking statements
Some statements on this website describe our plans and expectations for future products and technology. These are not guarantees, and actual results may differ.
6. Trademarks
APS HOLD and the APS HOLD logo are trademarks of Advanced Payment Solutions Holding. Other names and marks mentioned on this website belong to their respective owners.
7. Complaints
If you are a client and are unhappy with our service, email [email protected] with details of your concern. We will acknowledge your complaint promptly, investigate it fairly and give you a written response. Clients of regulated group companies may also have the right to refer unresolved complaints to the relevant regulator.
8. Reporting a security issue
If you believe you have found a security vulnerability in our website or services, please report it to [email protected]. Do not access, change or delete data that is not yours, and give us reasonable time to fix the issue before sharing it publicly.
9. Contact us
Legal, Advanced Payment Solutions Holding, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates. Email: [email protected].